Good morning, everyone.
Last week got so messed up fast.
I did get some prep work done on the novel using Renee George's workbook. I came home on Sunday to be greeted with my husband's plan to forge ahead with purchasing a 'newer' vehicle. A bit of back story.
While in town on Saturday, my dependable truck decided not to be so dependable. I had to call Bob to drive two hours round trip to trade vehicles with me. He instantly decided it was time to further pursue trading in my truck for a 2012 Toyota 4-Runner he'd had his eye on. Mind you, this trade in is supposed to replace MY vehicle.
The other challenge was I've been saving for three years to pay cash for whatever vehicle I decided on. I was about $5k short for the 4-runner. I spent Sunday and 4th of July crunching numbers to see if we could make it work - for a vehicle I wasn't sure I wanted.
Tuesday was a very long day. We gathered the cash, went to our favorite cafe for breakfast then into the dealership. I was very dubious about the vehicle but I slid into the driver's seat, positioned everything and found myself quite comfortable. I was surprised when we could take it for a test-drive without a sales rep. My biggest concern in any vehicle is being able to see and not having blind spots. I'm 5'4". The seat has to be almost all the way up to reach the pedals and I need to be able to see over the backs of seats, etc. I drove the SUV out of town a ways and back so that I had both in-town and highway traffic to check for those blind spots and get a feel for how she handled. Yes, I said SHE... I name my vehicles. They have to get me through a lot of travel and be dependable.
One of the things that sold me on the 4-runner is that the 2012 model was the last one they put the 4-runner body on a truck chassis... helping to make me feel as if I'm driving my truck but with a lot of interior space.
After the test drive we went to the bank to see about a personal loan. We've not had a car payment in 15 years and I wasn't starting this close to Bob's potential retirement (though he keeps moving the date farther and farther out.
I can not believe it took the bank FIVE HOURS to approve a very small personal loan for someone who's had the same job for 12 years, has a credit score of 840 and had twice the amount sitting in our checking account (part of which we were applying with my savings) I miss small-town banking. Mind you, we were using a trade in vehicle (NOT my truck) that did not have AC and it was 104* with a heat index of 110*!! We ate lunch, ran a couple of errands than camped out in the bank lobby, hoping to hurry the process along.
After a grueling day, we came home with ANGEL:
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